Stop Paying Real Estate Fees You Do Not Need to Pay

TL;DR: Most Florida agents lose thousands each year to commission splits, monthly desk fees, and franchise royalties. At Florida Gateway Realty (FGR) you keep 100% of your earned commission and pay a flat $250 per residential closing plus a $250 annual membership. That is it.

Every month, agents across Florida hand over money for services they rarely use and splits they never agreed to on principle. If you are asking why you pay a real estate fee you do not need to, the honest answer is usually: because the model was built to take from your commission, not to protect it. FGR was built the other way around.

The fees that quietly eat your income

Traditional and even "low-cost" brokerages layer costs on top of your production. Common ones include:

• Commission splits: A percentage of every deal goes to the brokerage before you see a dollar.
• Caps: Some models advertise a cap (often around $16,000) that you must hit before you keep your full commission.
• Monthly desk and technology fees: Roughly $39 to $85 per month, whether you close a deal or not.
• Franchise fees and royalties: A slice off the top for brand licensing.
• Per-transaction E&O charges: Errors and omissions coverage billed deal by deal.

Stacked together, these charges can cost a productive agent thousands of dollars a year. The problem is not any single fee. It is the number of them and the fact that many are charged regardless of whether you produce.

What FGR does differently

FGR uses a true 100% commission model. You keep your entire earned commission on every closing. Instead of a split, you pay a flat $250 per residential closing. There is no percentage taken, no franchise fee, no royalty, and no cap, because there is nothing to cap when there is no split.

Here is the full cost picture:

• $250 flat fee per residential closing. Same fee on a $200,000 sale or a $2,000,000 sale.
• $250 annual membership. Paid once a year.
• $0 monthly desk or technology fees.
• $2 million in E&O coverage included at no extra cost.

That is the entire structure. No surprises buried in an addendum.

A simple comparison

Consider an agent who closes 12 residential deals in a year:

• Split model with a cap: You could pay a percentage on every deal until you reach a cap near $16,000, plus roughly $85 per month.
• Desk-fee model: You could pay $39 to $85 per month plus per-transaction E&O, every month regardless of production.
• FGR: 12 closings at $250 each is $3,000, plus a $250 annual membership. Total: $3,250 for the year, with E&O included.

The higher your production, the wider the gap. Split-based models charge you more precisely when you succeed. FGR does not.

Getting paid directly at the closing table

FGR processes your Commission Disbursement Authorization (CDA) through Stripe, so you are paid directly at the closing table. There is no waiting for the brokerage to receive funds, take its cut, and mail you the remainder. Your money moves to you.

Freedom, not just savings

Keeping more of your commission is the headline, but the model also changes how you work:

• Statewide reach: FGR serves all 67 Florida counties, so you can follow your clients anywhere in the state.
• Fully cloud-based: No desk you are paying for and never sitting at.
• Same-day broker support: Real answers when a deal needs them, without a fee attached.
• $500 referral bonus: Earn $500 for each agent you refer who joins FGR.

You run your business. FGR handles compliance, coverage, and support at a flat, predictable cost. See who already made the switch on our Meet our agents page.

Who this model fits

The FGR structure rewards agents who produce. If you close several deals a year, the flat $250 per closing almost always costs less than a split or a monthly desk fee over 12 months. Newer agents benefit too: with zero monthly fees, you are not paying to hold a license during slower months, and the included E&O coverage removes a recurring line item many brokerages bill separately.

If you are still weighing your options, run your own numbers. Take your closings from last year, multiply by $250, add $250, and compare that to what you actually paid in splits, desk fees, and E&O. The math is usually decisive.

Frequently asked questions

How much does Florida Gateway Realty cost per closing?

Florida Gateway Realty charges a flat $250 per residential closing. There is no commission split, no franchise fee, and no royalty. You keep 100% of your earned commission on every transaction, and the fee is the same regardless of the sale price.

Are there monthly fees at FGR?

No. FGR charges no monthly desk fees and no monthly technology fees. The only recurring cost is a $250 annual membership. This differs from brokerages that bill roughly $39 to $85 per month whether or not you close a deal.

Is E&O insurance included?

Yes. FGR includes $2 million in errors and omissions (E&O) coverage at no extra cost. You are not billed per transaction for E&O, which many brokerages charge separately on top of splits or desk fees.

How do I get paid at FGR?

FGR processes your Commission Disbursement Authorization (CDA) through Stripe, so you are paid directly at the closing table. You do not wait for the brokerage to collect funds and remit your share afterward.

Does FGR cover all of Florida?

Yes. FGR is fully cloud-based and serves all 67 Florida counties, with same-day broker support. You can work with clients anywhere in the state under one flat-fee model.

Ready to keep what you earn?

Stop paying for fees that do not serve your business. Keep 100% of your commission, pay a flat $250 per closing, and get $2 million in E&O coverage included. Apply to join FGR today, or Contact us to run your numbers with our team.